Comments on The Budgeting Babe: Credit Card Debt Ridiculously Higher than Before

Frequent debit card use is not necessarily good ad...

2008-06-03T01:41:00.000-05:00

Frequent debit card use is not necessarily good advice, with regards to the fallout of a number getting stolen. I'd rather have it be a problem with my credit card than with my bank account.
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Bradpitt

Frequent debit card use is not necessarily good advice, with regards to the fallout of a number getting stolen. I'd rather have it be a problem with my credit card than with my bank account.
http://www.stop-credit-card-debt.com

Totally agree with Jerry - don't need to buy cheap...

2008-03-02T23:22:00.000-06:00

Totally agree with Jerry - don't need to buy cheaper crap. Cut the crap altogether. When you get rid of the need to have so much stuff, your life simplifies in ways beyond financial. ("Stop Buying Crap" is a PF blog, and it's a pretty good one.)

Frequent debit card use is not necessarily good advice, with regards to the fallout of a number getting stolen. I'd rather have it be a problem with my credit card than with my bank account.

This is a very scary trend. Here's a thought. St...

2008-02-29T13:19:00.000-06:00

This is a very scary trend. Here's a thought. Stop buying crap. I think it's a PF blog, as well. Not terribly sophisticated but succinct and to the point. You can even make it into an acronym for those quick moments you walk buy those shoes you really want (thought bubble "SBC"). We need some insurance for our financial futures and it can't happen if we undermine our lives by consuming ad nauseum. It never leads to good things.

Jerry
www.leads4insurance.com

Try having a credit card with a 30% interest rate....

2008-02-26T14:50:00.000-06:00

Try having a credit card with a 30% interest rate. Good old Wamu.

I had to get a second job JUST to pay this card off.

i gotta agree w/ sense to dollars above, my c/c is...

2008-02-25T18:52:00.000-06:00

i gotta agree w/ sense to dollars above, my c/c is my best friend! helps me budget, gives me back $, and makes like simpler for me.

of course, if you're not paying it back to zero each month it's a different storty, but i'm gonna keep on using mine ... it's borrowing money for a month FREE :)

I heart my cc--I use it for EVERYTHING, and get 5%...

2008-02-25T18:39:00.000-06:00

I heart my cc--I use it for EVERYTHING, and get 5% cashback on most of my purchases. I end up getting $50 from them every other month...and I pay my balances in full every month.

And I'm not convinced that I buy more with the cc than I would with my debit card.

It's not the credit cards that are evil--although the banks that manage them certainly have enough tricks up their sleeve that they come close--it's that people can't seem to understand that 'credit limit' does not equal 'cash available.'

What is the NEW FICO '08???? I am trying so hard t...

2008-02-25T14:33:00.000-06:00

What is the NEW FICO '08????

I am trying so hard to get our debt down this year and finally was thinking our credit score will start going up. I have not heard of this new FICO!

Remember the good old days when credit card intere...

2008-02-25T14:06:00.000-06:00

Remember the good old days when credit card interest was tax deductable? I wonder if that helped cause what we see today. Also it doesn't help that I can charge a Big Mac along with my fuel purchase!!!